2020 BGN to CDF Historical Review

YEARLY HIGH

1238.1936 CDF

YEARLY LOW

921.6399 CDF

YEARLY AVERAGE

1082.0326 CDF

2020 BGN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1238.1936. Conversely, the yearly low was recorded on December 6, dropping to 921.6399.

This high-to-low spread represents a total annual volatility of 316.5537 CDF. From a start-to-finish perspective, comparing the January average rate of 957.4508 to the December average rate of 1216.4077, the exchange rate registered a net change of 27.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1238.1936 was up 27.38% compared to the 2019 peak of 972.0533, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,190,968 CDF

2019 Average 4,729,811 CDF

Yearly Trough Low 4,608,200 CDF

Transaction Impact: A difference of 1,582,768.38 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1243.6627

916.6021

JanuMarcMayJulySeptNove

BGN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 982.2550, compared to 1181.8102 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 199.5552 points.

H1 Avg (Jan–Jun) 982.2550

H2 Avg (Jul–Dec) 1181.8102

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 316.5537 CDF (High: 1238.1936 / Low: 921.6399). On the other end, January was the most stable month, with a tight range of 18.6467 CDF (High: 968.6007 / Low: 949.9541).

December Spread (Volatile) ±316.5537

January Spread (Stable) ±18.6467

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 13.5936 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -13.5936

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1216.4077) against the same month in 2019 (average: 953.4364), the exchange rate shifted by +262.9712 (+27.58%).

2020 Avg (December) 1216.4077

2019 Avg (December) 953.4364

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	968.6007	949.9541	957.4508
February	956.9135	933.3656	943.8571
March	990.3904	931.2539	963.5153
April	968.1991	943.7397	954.7830
May	1035.4908	957.7124	996.5896
June	1106.5273	1039.6174	1077.3341
July	1191.4153	1098.1806	1140.1449
August	1199.7430	1173.3640	1187.6896
September	1194.1643	1168.6085	1182.3574
October	1191.2025	1088.7127	1173.4876
November	1204.9600	1168.3843	1190.7739
December	1238.1936	921.6399	1216.4077