2026 BGN to CDF Historical Review

YEARLY HIGH

1410.3379 CDF

YEARLY LOW

1279.8514 CDF

YEARLY AVERAGE

1357.8025 CDF

2026 BGN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1410.3379. Conversely, the yearly low was recorded on February 25, dropping to 1279.8514.

This high-to-low spread represents a total annual volatility of 130.4865 CDF. From a start-to-finish perspective, comparing the January average rate of 1355.9460 to the December average rate of 1340.8930, the exchange rate registered a net change of -1.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1410.3379 was down 19.50% compared to the 2025 peak of 1752.0727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 7,051,690 CDF

2025 Average 7,864,226 CDF

Yearly Trough Low 6,399,257 CDF

Transaction Impact: A difference of 652,432.51 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1387.9424

1336.6158

JanuMarcMayJuly

BGN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1360.6208, compared to 1340.8930 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 19.7277 points.

H1 Avg (Jan–Jun) 1360.6208

H2 Avg (Jul–Dec) 1340.8930

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 125.9394 CDF (High: 1410.3379 / Low: 1284.3985). On the other end, July was the most stable month, with a tight range of 32.1757 CDF (High: 1350.0225 / Low: 1317.8468).

January Spread (Volatile) ±125.9394

July Spread (Stable) ±32.1757

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 21.4651 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -21.4651

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1355.9460) against the same month in 2025 (average: 1510.2663), the exchange rate shifted by -154.3203 (-10.22%).

2026 Avg (January) 1355.9460

2025 Avg (January) 1510.2663

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1410.3379	1284.3985	1355.9460
February	1393.3929	1279.8514	1362.8609
March	1375.2568	1287.2478	1343.3221
April	1400.8034	1357.2068	1383.6652
May	1390.3705	1349.1337	1362.2001
June	1376.3726	1319.9332	1355.7303
July	1350.0225	1317.8468	1340.8930