YEARLY HIGH
1249.9713 CDF
YEARLY LOW
1140.7010 CDF
YEARLY AVERAGE
1204.4328 CDF

2021 BGN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 1249.9713. Conversely, the yearly low was recorded on December 7, dropping to 1140.7010.

This high-to-low spread represents a total annual volatility of 109.2704 CDF. From a start-to-finish perspective, comparing the January average rate of 1228.1508 to the December average rate of 1155.7761, the exchange rate registered a net change of -5.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1249.9713 was up 0.95% compared to the 2020 peak of 1238.1936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,249,857 CDF
2020 Average 5,412,885 CDF
Yearly Trough Low 5,703,505 CDF
Transaction Impact: A difference of 546,351.86 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1247.5818
1147.4301
JanuMarcMayJulySeptNove

BGN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1223.8181, compared to 1185.0475 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 38.7706 points.

H1 Avg (Jan–Jun) 1223.8181
H2 Avg (Jul–Dec) 1185.0475

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 44.7229 CDF (High: 1234.3085 / Low: 1189.5856). On the other end, July was the most stable month, with a tight range of 19.5959 CDF (High: 1215.4535 / Low: 1195.8576).

April Spread (Volatile) ±44.7229
July Spread (Stable) ±19.5959

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 20.6305 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -20.6305

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 1239.2358) against the same month in 2020 (average: 996.5896), the exchange rate shifted by +242.6462 (+24.35%).

2021 Avg (May) 1239.2358
2020 Avg (May) 996.5896

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1241.9624 1216.7201 1228.1508
February 1233.3541 1212.0692 1224.9492
March 1226.4193 1190.3112 1208.9812
April 1234.3085 1189.5856 1216.3533
May 1249.9713 1224.7390 1239.2358
June 1246.3942 1202.0716 1225.2385
July 1215.4535 1195.8576 1204.6079
August 1210.1460 1184.9840 1196.4297
September 1206.7957 1180.0981 1199.2913
October 1196.2078 1170.4703 1184.9060
November 1190.4356 1147.4773 1169.2739
December 1162.6287 1140.7010 1155.7761