2012 BGN to HTG Historical Review

YEARLY HIGH

28.6298 HTG

YEARLY LOW

26.0133 HTG

YEARLY AVERAGE

27.3819 HTG

2012 BGN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 28.6298. Conversely, the yearly low was recorded on July 24, dropping to 26.0133.

This high-to-low spread represents a total annual volatility of 2.6165 HTG. From a start-to-finish perspective, comparing the January average rate of 26.6687 to the December average rate of 28.2571, the exchange rate registered a net change of 5.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 28.6298 was down 7.91% compared to the 2011 peak of 31.0880, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 143,149 HTG

2011 Average 144,491 HTG

Yearly Trough Low 130,067 HTG

Transaction Impact: A difference of 13,082.45 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

28.4386

26.2610

JanuMarcMayJulySeptNove

BGN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.3395, compared to 27.4244 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0849 points.

H1 Avg (Jan–Jun) 27.3395

H2 Avg (Jul–Dec) 27.4244

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.5926 HTG (High: 28.3391 / Low: 26.7466). On the other end, October was the most stable month, with a tight range of 0.5070 HTG (High: 28.2582 / Low: 27.7512).

May Spread (Volatile) ±1.5926

October Spread (Stable) ±0.5070

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5873 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5873

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 28.2571) against the same month in 2011 (average: 27.2449), the exchange rate shifted by +1.0122 (+3.72%).

2012 Avg (December) 28.2571

2011 Avg (December) 27.2449

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.3326	26.1148	26.6687
February	28.0740	26.8853	27.3553
March	28.1228	27.3724	27.7518
April	28.3570	27.3466	27.8266
May	28.3391	26.7466	27.5108
June	27.3087	26.5410	26.9235
July	27.2757	26.0133	26.4424
August	27.0710	26.3019	26.6232
September	28.1742	26.9646	27.6388
October	28.2582	27.7512	27.9540
November	27.9789	27.3773	27.6308
December	28.6298	27.8270	28.2571