YEARLY HIGH
31.9865 HTG
YEARLY LOW
25.0961 HTG
YEARLY AVERAGE
28.8044 HTG

2015 BGN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 27, valuing the pair at 31.9865. Conversely, the yearly low was recorded on March 15, dropping to 25.0961.

This high-to-low spread represents a total annual volatility of 6.8904 HTG. From a start-to-finish perspective, comparing the January average rate of 27.6924 to the December average rate of 31.4565, the exchange rate registered a net change of 13.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 31.9865 was down 1.05% compared to the 2014 peak of 32.3252, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 159,932 HTG
2014 Average 151,134 HTG
Yearly Trough Low 125,480 HTG
Transaction Impact: A difference of 34,452.07 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

32.0027
25.4481
JanuMarcMayJulySeptNove

BGN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 26.9577, compared to 30.6511 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.6934 points.

H1 Avg (Jan–Jun) 26.9577
H2 Avg (Jul–Dec) 30.6511

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 2.5101 HTG (High: 31.9865 / Low: 29.4764). On the other end, February was the most stable month, with a tight range of 0.4923 HTG (High: 27.2593 / Low: 26.7669).

July Spread (Volatile) ±2.5101
February Spread (Stable) ±0.4923

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.0516 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.0516

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 30.9033) against the same month in 2014 (average: 31.0589), the exchange rate shifted by -0.1557 (-0.50%).

2015 Avg (July) 30.9033
2014 Avg (July) 31.0589

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 28.8791 26.5137 27.6924
February 27.2593 26.7669 27.0459
March 26.7343 25.0961 25.9944
April 27.2077 25.7115 26.2489
May 27.9832 26.5592 27.2326
June 27.8817 26.8905 27.5319
July 31.9865 29.4764 30.9033
August 31.8086 29.5068 30.4378
September 30.7947 30.1384 30.4159
October 31.2158 30.1253 30.6984
November 30.4895 29.6142 29.9948
December 31.7457 30.3378 31.4565