2020 BGN to HTG Historical Review

YEARLY HIGH

68.4298 HTG

YEARLY LOW

37.5694 HTG

YEARLY AVERAGE

54.7205 HTG

2020 BGN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 68.4298. Conversely, the yearly low was recorded on October 15, dropping to 37.5694.

This high-to-low spread represents a total annual volatility of 30.8604 HTG. From a start-to-finish perspective, comparing the January average rate of 55.7612 to the December average rate of 43.5226, the exchange rate registered a net change of -21.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 68.4298 was up 23.10% compared to the 2019 peak of 55.5872, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 342,149 HTG

2019 Average 258,280 HTG

Yearly Trough Low 187,847 HTG

Transaction Impact: A difference of 154,301.99 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

70.6604

35.2427

JanuMarcMayJulySeptNove

BGN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 56.4427, compared to 52.9983 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.4444 points.

H1 Avg (Jan–Jun) 56.4427

H2 Avg (Jul–Dec) 52.9983

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 6.5518 HTG (High: 56.4065 / Low: 49.8548). On the other end, August was the most stable month, with a tight range of 1.8230 HTG (High: 68.4298 / Low: 66.6068).

February Spread (Volatile) ±6.5518

August Spread (Stable) ±1.8230

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 26.9099 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -26.9099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 67.7090) against the same month in 2019 (average: 54.0576), the exchange rate shifted by +13.6513 (+25.25%).

2020 Avg (August) 67.7090

2019 Avg (August) 54.0576

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	56.3870	54.2457	55.7612
February	56.4065	49.8548	54.5546
March	54.8676	49.8548	53.2630
April	54.7205	52.5886	53.5723
May	60.5066	58.5631	59.3115
June	63.2191	61.0495	62.1937
July	67.2471	62.8761	64.5836
August	68.4298	66.6068	67.7090
September	68.2412	62.7305	65.1041
October	40.4105	37.5694	38.1942
November	40.3843	37.5963	38.8765
December	45.6443	40.6322	43.5226