2018 BGN to HTG Historical Review

YEARLY HIGH

45.3746 HTG

YEARLY LOW

38.4041 HTG

YEARLY AVERAGE

40.7616 HTG

2018 BGN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BGN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 45.3746. Conversely, the yearly low was recorded on May 27, dropping to 38.4041.

This high-to-low spread represents a total annual volatility of 6.9705 HTG. From a start-to-finish perspective, comparing the January average rate of 40.2338 to the December average rate of 44.2484, the exchange rate registered a net change of 9.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 45.3746 was up 11.30% compared to the 2017 peak of 40.7690, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 226,873 HTG

2017 Average 187,556 HTG

Yearly Trough Low 192,021 HTG

Transaction Impact: A difference of 34,852.44 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

44.7647

38.5697

JanuMarcMayJulySeptNove

BGN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.0693, compared to 41.4539 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3846 points.

H1 Avg (Jan–Jun) 40.0693

H2 Avg (Jul–Dec) 41.4539

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 2.7153 HTG (High: 45.3746 / Low: 42.6593). On the other end, September was the most stable month, with a tight range of 0.9975 HTG (High: 41.8784 / Low: 40.8809).

December Spread (Volatile) ±2.7153

September Spread (Stable) ±0.9975

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.5687 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -1.5687

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 44.2484) against the same month in 2017 (average: 38.6781), the exchange rate shifted by +5.5704 (+14.40%).

2018 Avg (December) 44.2484

2017 Avg (December) 38.6781

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.7557	39.1307	40.2338
February	41.0979	40.0428	40.5055
March	41.1590	40.1253	40.6387
April	41.1564	39.8788	40.6547
May	39.8757	38.4041	39.0859
June	39.9315	38.6961	39.2970
July	40.3721	38.9048	39.6952
August	41.1881	38.6239	39.7416
September	41.8784	40.8809	41.3298
October	42.1102	41.0328	41.5144
November	42.9099	41.5187	42.1939
December	45.3746	42.6593	44.2484