YEARLY HIGH
121.7471 LRD
YEARLY LOW
94.6229 LRD
YEARLY AVERAGE
111.7150 LRD

2020 BGN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 121.7471. Conversely, the yearly low was recorded on November 17, dropping to 94.6229.

This high-to-low spread represents a total annual volatility of 27.1242 LRD. From a start-to-finish perspective, comparing the January average rate of 108.6830 to the December average rate of 100.3573, the exchange rate registered a net change of -7.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 121.7471 was up 0.73% compared to the 2019 peak of 120.8676, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 608,735 LRD
2019 Average 532,827 LRD
Yearly Trough Low 473,114 LRD
Transaction Impact: A difference of 135,620.90 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

122.5852
98.3366
JanuMarcMayJulySeptNove

BGN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 110.9209, compared to 112.5092 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5883 points.

H1 Avg (Jan–Jun) 110.9209
H2 Avg (Jul–Dec) 112.5092

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 14.4689 LRD (High: 109.0918 / Low: 94.6229). On the other end, August was the most stable month, with a tight range of 2.0645 LRD (High: 121.7471 / Low: 119.6825).

November Spread (Volatile) ±14.4689
August Spread (Stable) ±2.0645

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 16.3480 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -16.3480

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 120.5645) against the same month in 2019 (average: 115.8026), the exchange rate shifted by +4.7619 (+4.11%).

2020 Avg (August) 120.5645
2019 Avg (August) 115.8026

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 110.4409 107.1305 108.6830
February 111.7045 108.6041 109.7474
March 115.3632 108.0044 111.7878
April 111.2700 109.0693 110.0695
May 112.7727 109.5634 110.6964
June 115.6104 113.0894 114.5411
July 120.6856 114.5399 116.7688
August 121.7471 119.6825 120.5645
September 121.3362 118.2061 119.9399
October 119.9454 109.0712 116.8863
November 109.0918 94.6229 100.5383
December 102.8286 97.4251 100.3573