2015 BGN to PEN Historical Review

YEARLY HIGH

1.9356 PEN

YEARLY LOW

1.6659 PEN

YEARLY AVERAGE

1.8059 PEN

2015 BGN to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 1.9356. Conversely, the yearly low was recorded on March 15, dropping to 1.6659.

This high-to-low spread represents a total annual volatility of 0.2697 PEN. From a start-to-finish perspective, comparing the January average rate of 1.7871 to the December average rate of 1.8823, the exchange rate registered a net change of 5.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.9356 was down 3.14% compared to the 2014 peak of 1.9982, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 9,678 PEN

2014 Average 9,629 PEN

Yearly Trough Low 8,329 PEN

Transaction Impact: A difference of 1,348.58 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.8993

1.6949

JanuMarcMayJulySeptNove

BGN to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7696, compared to 1.8421 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0725 points.

H1 Avg (Jan–Jun) 1.7696

H2 Avg (Jul–Dec) 1.8421

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.1556 PEN (High: 1.9356 / Low: 1.7800). On the other end, November was the most stable month, with a tight range of 0.0295 PEN (High: 1.8482 / Low: 1.8186).

August Spread (Volatile) ±0.1556

November Spread (Stable) ±0.0295

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0743 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0743

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2015: 1.8430) against the same month in 2014 (average: 1.9151), the exchange rate shifted by -0.0721 (-3.76%).

2015 Avg (August) 1.8430

2014 Avg (August) 1.9151

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8534	1.7153	1.7871
February	1.7981	1.7683	1.7863
March	1.7714	1.6659	1.7120
April	1.7873	1.6886	1.7232
May	1.8414	1.7581	1.7958
June	1.8382	1.7639	1.8133
July	1.8114	1.7587	1.7892
August	1.9356	1.7800	1.8430
September	1.8770	1.8302	1.8480
October	1.8931	1.8355	1.8612
November	1.8482	1.8186	1.8292
December	1.9046	1.8273	1.8823