2021 BGN to PEN Historical Review

YEARLY HIGH

2.4931 PEN

YEARLY LOW

2.1857 PEN

YEARLY AVERAGE

2.3453 PEN

2021 BGN to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 2.4931. Conversely, the yearly low was recorded on April 9, dropping to 2.1857.

This high-to-low spread represents a total annual volatility of 0.3074 PEN. From a start-to-finish perspective, comparing the January average rate of 2.2573 to the December average rate of 2.3363, the exchange rate registered a net change of 3.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4931 was up 9.66% compared to the 2020 peak of 2.2736, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 12,466 PEN

2020 Average 10,208 PEN

Yearly Trough Low 10,929 PEN

Transaction Impact: A difference of 1,537.09 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4962

2.2327

JanuMarcMayJulySeptNove

BGN to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2953, compared to 2.3954 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1000 points.

H1 Avg (Jan–Jun) 2.2953

H2 Avg (Jul–Dec) 2.3954

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.1793 PEN (High: 2.3651 / Low: 2.1857). On the other end, March was the most stable month, with a tight range of 0.0234 PEN (High: 2.2685 / Low: 2.2450).

April Spread (Volatile) ±0.1793

March Spread (Stable) ±0.0234

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0915 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0915

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 2.4743) against the same month in 2020 (average: 2.1417), the exchange rate shifted by +0.3326 (+15.53%).

2021 Avg (September) 2.4743

2020 Avg (September) 2.1417

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2863	2.2317	2.2573
February	2.2707	2.2303	2.2549
March	2.2685	2.2450	2.2547
April	2.3651	2.1857	2.2563
May	2.4012	2.2598	2.3408
June	2.4383	2.3713	2.4079
July	2.4110	2.3460	2.3807
August	2.4708	2.3800	2.4538
September	2.4931	2.4479	2.4743
October	2.4538	2.3245	2.3828
November	2.3809	2.3008	2.3443
December	2.3659	2.3011	2.3363