YEARLY HIGH
2.1020 PEN
YEARLY LOW
1.9717 PEN
YEARLY AVERAGE
2.0190 PEN

2026 BGN to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 2.1020. Conversely, the yearly low was recorded on June 24, dropping to 1.9717.

This high-to-low spread represents a total annual volatility of 0.1304 PEN. From a start-to-finish perspective, comparing the January average rate of 2.0143 to the December average rate of 1.9920, the exchange rate registered a net change of -1.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.1020 was down 3.53% compared to the 2025 peak of 2.1789, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 10,510 PEN
2025 Average 10,299 PEN
Yearly Trough Low 9,858 PEN
Transaction Impact: A difference of 651.78 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.0614
1.9777
JanuMarcMayJuly

BGN to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0292, compared to 1.9883 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0409 points.

H1 Avg (Jan–Jun) 2.0292
H2 Avg (Jul–Dec) 1.9883

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0855 PEN (High: 2.0989 / Low: 2.0135). On the other end, August was the most stable month, with a tight range of 0.0000 PEN (High: 1.9920 / Low: 1.9920).

April Spread (Volatile) ±0.0855
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0354 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0354

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 2.0399) against the same month in 2025 (average: 2.1142), the exchange rate shifted by -0.0743 (-3.52%).

2026 Avg (May) 2.0399
2025 Avg (May) 2.1142

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.0572 1.9929 2.0143
February 2.0434 2.0152 2.0289
March 2.0697 1.9981 2.0334
April 2.0989 2.0135 2.0544
May 2.1020 2.0250 2.0399
June 2.0465 1.9717 2.0045
July 1.9943 1.9754 1.9846
August 1.9920 1.9920 1.9920