2020 BGN to PEN Historical Review

YEARLY HIGH

2.2736 PEN

YEARLY LOW

1.8579 PEN

YEARLY AVERAGE

2.0410 PEN

2020 BGN to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.2736. Conversely, the yearly low was recorded on April 23, dropping to 1.8579.

This high-to-low spread represents a total annual volatility of 0.4157 PEN. From a start-to-finish perspective, comparing the January average rate of 1.8879 to the December average rate of 2.2406, the exchange rate registered a net change of 18.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2736 was up 14.69% compared to the 2019 peak of 1.9824, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 11,368 PEN

2019 Average 9,547 PEN

Yearly Trough Low 9,289 PEN

Transaction Impact: A difference of 2,078.42 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2759

1.8526

JanuMarcMayJulySeptNove

BGN to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9246, compared to 2.1575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2329 points.

H1 Avg (Jan–Jun) 1.9246

H2 Avg (Jul–Dec) 2.1575

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1175 PEN (High: 2.0321 / Low: 1.9146). On the other end, October was the most stable month, with a tight range of 0.0365 PEN (High: 2.1827 / Low: 2.1462).

March Spread (Volatile) ±0.1175

October Spread (Stable) ±0.0365

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0818 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0818

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.2406) against the same month in 2019 (average: 1.9043), the exchange rate shifted by +0.3363 (+17.66%).

2020 Avg (December) 2.2406

2019 Avg (December) 1.9043

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9171	1.8727	1.8879
February	1.9491	1.8672	1.8932
March	2.0321	1.9146	1.9715
April	1.9303	1.8579	1.8897
May	1.9499	1.8764	1.9058
June	2.0333	1.9477	1.9993
July	2.1357	2.0233	2.0603
August	2.1807	2.1241	2.1536
September	2.1661	2.1218	2.1417
October	2.1827	2.1462	2.1637
November	2.2220	2.1495	2.1849
December	2.2736	2.2226	2.2406