YEARLY HIGH
1.4608 TOP
YEARLY LOW
1.2568 TOP
YEARLY AVERAGE
1.3922 TOP

2025 BGN to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1.4608. Conversely, the yearly low was recorded on January 2, dropping to 1.2568.

This high-to-low spread represents a total annual volatility of 0.2040 TOP. From a start-to-finish perspective, comparing the January average rate of 1.2859 to the December average rate of 1.4423, the exchange rate registered a net change of 12.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4608 was up 8.40% compared to the 2024 peak of 1.3476, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 7,304 TOP
2024 Average 6,553 TOP
Yearly Trough Low 6,284 TOP
Transaction Impact: A difference of 1,019.97 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4604
1.2689
JanuMarcMayJulySeptNove

BGN to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3482, compared to 1.4362 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0879 points.

H1 Avg (Jan–Jun) 1.3482
H2 Avg (Jul–Dec) 1.4362

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0754 TOP (High: 1.4053 / Low: 1.3299). On the other end, August was the most stable month, with a tight range of 0.0186 TOP (High: 1.4434 / Low: 1.4248).

April Spread (Volatile) ±0.0754
August Spread (Stable) ±0.0186

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0111 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0111

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.4445) against the same month in 2024 (average: 1.3318), the exchange rate shifted by +0.1126 (+8.46%).

2025 Avg (September) 1.4445
2024 Avg (September) 1.3318

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3055 1.2568 1.2859
February 1.2948 1.2692 1.2849
March 1.3469 1.2773 1.3291
April 1.4053 1.3299 1.3820
May 1.4020 1.3667 1.3886
June 1.4507 1.3906 1.4189
July 1.4530 1.4053 1.4382
August 1.4434 1.4248 1.4349
September 1.4608 1.4330 1.4445
October 1.4454 1.4192 1.4333
November 1.4325 1.4136 1.4237
December 1.4518 1.4292 1.4423