2026 BGN to TOP Historical Review

YEARLY HIGH

1.4799 TOP

YEARLY LOW

1.3981 TOP

YEARLY AVERAGE

1.4299 TOP

2026 BGN to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1.4799. Conversely, the yearly low was recorded on June 24, dropping to 1.3981.

This high-to-low spread represents a total annual volatility of 0.0818 TOP. From a start-to-finish perspective, comparing the January average rate of 1.4446 to the December average rate of 1.4195, the exchange rate registered a net change of -1.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.4799 was up 1.31% compared to the 2025 peak of 1.4608, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 7,399 TOP

2025 Average 6,964 TOP

Yearly Trough Low 6,990 TOP

Transaction Impact: A difference of 408.85 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.4607

1.4008

JanuMarcMayJuly

BGN to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4357, compared to 1.4126 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0230 points.

H1 Avg (Jan–Jun) 1.4357

H2 Avg (Jul–Dec) 1.4126

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0520 TOP (High: 1.4799 / Low: 1.4279). On the other end, August was the most stable month, with a tight range of 0.0000 TOP (High: 1.4195 / Low: 1.4195).

January Spread (Volatile) ±0.0520

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0330 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0330

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1.4446) against the same month in 2025 (average: 1.2859), the exchange rate shifted by +0.1586 (+12.34%).

2026 Avg (January) 1.4446

2025 Avg (January) 1.2859

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4799	1.4279	1.4446
February	1.4655	1.4489	1.4558
March	1.4478	1.4054	1.4228
April	1.4535	1.4170	1.4389
May	1.4430	1.4313	1.4353
June	1.4334	1.3981	1.4167
July	1.4171	1.3998	1.4058
August	1.4195	1.4195	1.4195