2015 BIF to DZD Historical Review

YEARLY HIGH

0.0700 DZD

YEARLY LOW

0.0559 DZD

YEARLY AVERAGE

0.0641 DZD

2015 BIF to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 21, valuing the pair at 0.0700. Conversely, the yearly low was recorded on January 15, dropping to 0.0559.

This high-to-low spread represents a total annual volatility of 0.0141 DZD. From a start-to-finish perspective, comparing the January average rate of 0.0569 to the December average rate of 0.0689, the exchange rate registered a net change of 20.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0700 was up 23.99% compared to the 2014 peak of 0.0564, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 350 DZD

2014 Average 260 DZD

Yearly Trough Low 279 DZD

Transaction Impact: A difference of 70.46 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0704

0.0557

JanuMarcMayJulySeptNove

BIF to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0611, compared to 0.0671 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0060 points.

H1 Avg (Jan–Jun) 0.0611

H2 Avg (Jul–Dec) 0.0671

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0045 DZD (High: 0.0685 / Low: 0.0640). On the other end, October was the most stable month, with a tight range of 0.0013 DZD (High: 0.0686 / Low: 0.0673).

August Spread (Volatile) ±0.0045

October Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0011 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.0692) against the same month in 2014 (average: 0.0543), the exchange rate shifted by +0.0149 (+27.44%).

2015 Avg (November) 0.0692

2014 Avg (November) 0.0543

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0594	0.0559	0.0569
February	0.0607	0.0589	0.0599
March	0.0626	0.0605	0.0615
April	0.0636	0.0618	0.0625
May	0.0639	0.0615	0.0627
June	0.0634	0.0619	0.0629
July	0.0639	0.0607	0.0618
August	0.0685	0.0640	0.0665
September	0.0686	0.0673	0.0681
October	0.0686	0.0673	0.0679
November	0.0700	0.0683	0.0692
December	0.0697	0.0678	0.0689