YEARLY HIGH
0.0724 DZD
YEARLY LOW
0.0661 DZD
YEARLY AVERAGE
0.0696 DZD

2022 BIF to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 20, valuing the pair at 0.0724. Conversely, the yearly low was recorded on December 17, dropping to 0.0661.

This high-to-low spread represents a total annual volatility of 0.0063 DZD. From a start-to-finish perspective, comparing the January average rate of 0.0698 to the December average rate of 0.0666, the exchange rate registered a net change of -4.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0724 was up 3.36% compared to the 2021 peak of 0.0700, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 362 DZD
2021 Average 342 DZD
Yearly Trough Low 330 DZD
Transaction Impact: A difference of 31.69 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0720
0.0661
JanuMarcMayJulySeptNove

BIF to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0706, compared to 0.0686 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0706
H2 Avg (Jul–Dec) 0.0686

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0031 DZD (High: 0.0711 / Low: 0.0679). On the other end, July was the most stable month, with a tight range of 0.0009 DZD (High: 0.0717 / Low: 0.0708).

August Spread (Volatile) ±0.0031
July Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0019 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2022: 0.0715) against the same month in 2021 (average: 0.0677), the exchange rate shifted by +0.0038 (+5.69%).

2022 Avg (May) 0.0715
2021 Avg (May) 0.0677

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0709 0.0693 0.0698
February 0.0708 0.0697 0.0701
March 0.0711 0.0693 0.0705
April 0.0718 0.0695 0.0707
May 0.0724 0.0707 0.0715
June 0.0721 0.0706 0.0712
July 0.0717 0.0708 0.0713
August 0.0711 0.0679 0.0694
September 0.0691 0.0677 0.0685
October 0.0688 0.0676 0.0682
November 0.0684 0.0668 0.0676
December 0.0672 0.0661 0.0666