YEARLY HIGH
0.0459 DZD
YEARLY LOW
0.0434 DZD
YEARLY AVERAGE
0.0444 DZD

2026 BIF to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 0.0459. Conversely, the yearly low was recorded on March 1, dropping to 0.0434.

This high-to-low spread represents a total annual volatility of 0.0025 DZD. From a start-to-finish perspective, comparing the January average rate of 0.0439 to the December average rate of 0.0447, the exchange rate registered a net change of 2.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0459 was down 1.41% compared to the 2025 peak of 0.0466, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 229 DZD
2025 Average 223 DZD
Yearly Trough Low 217 DZD
Transaction Impact: A difference of 12.27 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0448
0.0437
JanuFebrMarcApriMayJune

BIF to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0444, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0444 points.

H1 Avg (Jan–Jun) 0.0444
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0025 DZD (High: 0.0459 / Low: 0.0434). On the other end, May was the most stable month, with a tight range of 0.0002 DZD (High: 0.0447 / Low: 0.0445).

March Spread (Volatile) ±0.0025
May Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0446) against the same month in 2025 (average: 0.0453), the exchange rate shifted by -0.0007 (-1.56%).

2026 Avg (March) 0.0446
2025 Avg (March) 0.0453

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0440 0.0436 0.0439
February 0.0439 0.0436 0.0438
March 0.0459 0.0434 0.0446
April 0.0449 0.0444 0.0446
May 0.0447 0.0445 0.0446
June 0.0449 0.0445 0.0447