2021 BIF to DZD Historical Review

YEARLY HIGH

0.0700 DZD

YEARLY LOW

0.0672 DZD

YEARLY AVERAGE

0.0684 DZD

2021 BIF to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.0700. Conversely, the yearly low was recorded on April 16, dropping to 0.0672.

This high-to-low spread represents a total annual volatility of 0.0029 DZD. From a start-to-finish perspective, comparing the January average rate of 0.0681 to the December average rate of 0.0696, the exchange rate registered a net change of 2.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0700 was up 2.67% compared to the 2020 peak of 0.0682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 350 DZD

2020 Average 331 DZD

Yearly Trough Low 336 DZD

Transaction Impact: A difference of 14.35 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0698

0.0675

JanuMarcMayJulySeptNove

BIF to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0680, compared to 0.0688 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0680

H2 Avg (Jul–Dec) 0.0688

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0015 DZD (High: 0.0691 / Low: 0.0677). On the other end, July was the most stable month, with a tight range of 0.0003 DZD (High: 0.0681 / Low: 0.0678).

September Spread (Volatile) ±0.0015

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0695) against the same month in 2020 (average: 0.0664), the exchange rate shifted by +0.0031 (+4.66%).

2021 Avg (November) 0.0695

2020 Avg (November) 0.0664

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0685	0.0677	0.0681
February	0.0686	0.0676	0.0682
March	0.0687	0.0679	0.0682
April	0.0686	0.0672	0.0680
May	0.0685	0.0673	0.0677
June	0.0679	0.0674	0.0676
July	0.0681	0.0678	0.0679
August	0.0684	0.0678	0.0682
September	0.0691	0.0677	0.0685
October	0.0693	0.0685	0.0689
November	0.0700	0.0686	0.0695
December	0.0699	0.0693	0.0696