2012 BIF to GYD Historical Review

YEARLY HIGH

0.1586 GYD

YEARLY LOW

0.1313 GYD

YEARLY AVERAGE

0.1451 GYD

2012 BIF to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BIF to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.1586. Conversely, the yearly low was recorded on December 24, dropping to 0.1313.

This high-to-low spread represents a total annual volatility of 0.0273 GYD. From a start-to-finish perspective, comparing the January average rate of 0.1563 to the December average rate of 0.1328, the exchange rate registered a net change of -15.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1586 was down 12.69% compared to the 2011 peak of 0.1817, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 793 GYD

2011 Average 845 GYD

Yearly Trough Low 656 GYD

Transaction Impact: A difference of 136.68 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1588

0.1305

JanuMarcMayJulySeptNove

BIF to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1522, compared to 0.1380 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0142 points.

H1 Avg (Jan–Jun) 0.1522

H2 Avg (Jul–Dec) 0.1380

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 0.0112 GYD (High: 0.1581 / Low: 0.1468). On the other end, August was the most stable month, with a tight range of 0.0022 GYD (High: 0.1419 / Low: 0.1398).

April Spread (Volatile) ±0.0112

August Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0083 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1563) against the same month in 2011 (average: 0.1805), the exchange rate shifted by -0.0242 (-13.40%).

2012 Avg (January) 0.1563

2011 Avg (January) 0.1805

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1586	0.1531	0.1563
February	0.1573	0.1542	0.1560
March	0.1577	0.1554	0.1565
April	0.1581	0.1468	0.1541
May	0.1490	0.1432	0.1457
June	0.1467	0.1420	0.1444
July	0.1451	0.1402	0.1425
August	0.1419	0.1398	0.1406
September	0.1420	0.1374	0.1398
October	0.1392	0.1357	0.1367
November	0.1377	0.1329	0.1354
December	0.1358	0.1313	0.1328