2015 BIF to GYD Historical Review

YEARLY HIGH

0.1341 GYD

YEARLY LOW

0.1258 GYD

YEARLY AVERAGE

0.1317 GYD

2015 BIF to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 14, valuing the pair at 0.1341. Conversely, the yearly low was recorded on July 20, dropping to 0.1258.

This high-to-low spread represents a total annual volatility of 0.0082 GYD. From a start-to-finish perspective, comparing the January average rate of 0.1320 to the December average rate of 0.1324, the exchange rate registered a net change of 0.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1341 was down 0.16% compared to the 2014 peak of 0.1343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 670 GYD

2014 Average 661 GYD

Yearly Trough Low 629 GYD

Transaction Impact: A difference of 41.19 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1330

0.1276

JanuMarcMayJulySeptNove

BIF to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1317, compared to 0.1317 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.1317

H2 Avg (Jul–Dec) 0.1317

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0068 GYD (High: 0.1327 / Low: 0.1258). On the other end, February was the most stable month, with a tight range of 0.0017 GYD (High: 0.1327 / Low: 0.1310).

July Spread (Volatile) ±0.0068

February Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0035 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.1324) against the same month in 2014 (average: 0.1324), the exchange rate shifted by +0.0001 (+0.05%).

2015 Avg (September) 0.1324

2014 Avg (September) 0.1324

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1329	0.1311	0.1320
February	0.1327	0.1310	0.1318
March	0.1325	0.1305	0.1316
April	0.1330	0.1308	0.1317
May	0.1324	0.1304	0.1315
June	0.1323	0.1295	0.1316
July	0.1327	0.1258	0.1281
August	0.1332	0.1315	0.1325
September	0.1341	0.1310	0.1324
October	0.1338	0.1313	0.1324
November	0.1332	0.1312	0.1324
December	0.1339	0.1314	0.1324