2020 BIF to GYD Historical Review

YEARLY HIGH

0.1118 GYD

YEARLY LOW

0.1075 GYD

YEARLY AVERAGE

0.1092 GYD

2020 BIF to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.1118. Conversely, the yearly low was recorded on December 12, dropping to 0.1075.

This high-to-low spread represents a total annual volatility of 0.0043 GYD. From a start-to-finish perspective, comparing the January average rate of 0.1108 to the December average rate of 0.1077, the exchange rate registered a net change of -2.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1118 was down 4.39% compared to the 2019 peak of 0.1169, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 559 GYD

2019 Average 567 GYD

Yearly Trough Low 537 GYD

Transaction Impact: A difference of 21.45 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1111

0.1074

JanuMarcMayJulySeptNove

BIF to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1103, compared to 0.1082 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.1103

H2 Avg (Jul–Dec) 0.1082

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0017 GYD (High: 0.1118 / Low: 0.1101). On the other end, August was the most stable month, with a tight range of 0.0004 GYD (High: 0.1087 / Low: 0.1083).

January Spread (Volatile) ±0.0017

August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0010 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1108) against the same month in 2019 (average: 0.1158), the exchange rate shifted by -0.0050 (-4.28%).

2020 Avg (January) 0.1108

2019 Avg (January) 0.1158

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1118	0.1101	0.1108
February	0.1110	0.1102	0.1106
March	0.1111	0.1099	0.1104
April	0.1111	0.1096	0.1103
May	0.1105	0.1093	0.1099
June	0.1103	0.1088	0.1096
July	0.1095	0.1084	0.1087
August	0.1087	0.1083	0.1084
September	0.1084	0.1080	0.1082
October	0.1083	0.1079	0.1081
November	0.1082	0.1075	0.1079
December	0.1082	0.1075	0.1077