2021 BIF to GYD Historical Review

YEARLY HIGH

0.1079 GYD

YEARLY LOW

0.1044 GYD

YEARLY AVERAGE

0.1060 GYD

2021 BIF to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 0.1079. Conversely, the yearly low was recorded on December 31, dropping to 0.1044.

This high-to-low spread represents a total annual volatility of 0.0035 GYD. From a start-to-finish perspective, comparing the January average rate of 0.1075 to the December average rate of 0.1047, the exchange rate registered a net change of -2.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1079 was down 3.49% compared to the 2020 peak of 0.1118, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 539 GYD

2020 Average 546 GYD

Yearly Trough Low 522 GYD

Transaction Impact: A difference of 17.31 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1078

0.1045

JanuMarcMayJulySeptNove

BIF to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1068, compared to 0.1051 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.1068

H2 Avg (Jul–Dec) 0.1051

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0015 GYD (High: 0.1073 / Low: 0.1057). On the other end, August was the most stable month, with a tight range of 0.0003 GYD (High: 0.1055 / Low: 0.1052).

May Spread (Volatile) ±0.0015

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0009 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.1075) against the same month in 2020 (average: 0.1108), the exchange rate shifted by -0.0033 (-3.02%).

2021 Avg (January) 0.1075

2020 Avg (January) 0.1108

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1079	0.1064	0.1075
February	0.1077	0.1067	0.1072
March	0.1074	0.1063	0.1070
April	0.1078	0.1063	0.1071
May	0.1073	0.1057	0.1062
June	0.1060	0.1054	0.1057
July	0.1057	0.1053	0.1055
August	0.1055	0.1052	0.1054
September	0.1054	0.1048	0.1052
October	0.1054	0.1046	0.1050
November	0.1051	0.1047	0.1050
December	0.1050	0.1044	0.1047