2020 BIF to IQD Historical Review

YEARLY HIGH

0.7532 IQD

YEARLY LOW

0.6117 IQD

YEARLY AVERAGE

0.6255 IQD

2020 BIF to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.7532. Conversely, the yearly low was recorded on December 5, dropping to 0.6117.

This high-to-low spread represents a total annual volatility of 0.1415 IQD. From a start-to-finish perspective, comparing the January average rate of 0.6325 to the December average rate of 0.6494, the exchange rate registered a net change of 2.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7532 was up 13.16% compared to the 2019 peak of 0.6656, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 3,766 IQD

2019 Average 3,234 IQD

Yearly Trough Low 3,059 IQD

Transaction Impact: A difference of 707.50 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6529

0.6110

JanuMarcMayJulySeptNove

BIF to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6286, compared to 0.6225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.6286

H2 Avg (Jul–Dec) 0.6225

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.1415 IQD (High: 0.7532 / Low: 0.6117). On the other end, September was the most stable month, with a tight range of 0.0027 IQD (High: 0.6185 / Low: 0.6158).

December Spread (Volatile) ±0.1415

September Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0051 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.6494) against the same month in 2019 (average: 0.6346), the exchange rate shifted by +0.0148 (+2.33%).

2020 Avg (December) 0.6494

2019 Avg (December) 0.6346

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6377	0.6293	0.6325
February	0.6338	0.6293	0.6311
March	0.6326	0.6267	0.6298
April	0.6335	0.6237	0.6281
May	0.6306	0.6227	0.6254
June	0.6276	0.6197	0.6245
July	0.6230	0.6174	0.6194
August	0.6211	0.6171	0.6187
September	0.6185	0.6158	0.6171
October	0.6182	0.6134	0.6160
November	0.6157	0.6128	0.6145
December	0.7532	0.6117	0.6494