2026 BIF to IQD Historical Review

YEARLY HIGH

0.4570 IQD

YEARLY LOW

0.4354 IQD

YEARLY AVERAGE

0.4407 IQD

2026 BIF to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BIF to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 9, valuing the pair at 0.4570. Conversely, the yearly low was recorded on August 1, dropping to 0.4354.

This high-to-low spread represents a total annual volatility of 0.0216 IQD. From a start-to-finish perspective, comparing the January average rate of 0.4426 to the December average rate of 0.4388, the exchange rate registered a net change of -0.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.4570 was up 1.56% compared to the 2025 peak of 0.4500, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 2,285 IQD

2025 Average 2,214 IQD

Yearly Trough Low 2,177 IQD

Transaction Impact: A difference of 108.07 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.4430

0.4385

JanuMarcMayJuly

BIF to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4412, compared to 0.4391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.4412

H2 Avg (Jul–Dec) 0.4391

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0175 IQD (High: 0.4570 / Low: 0.4395). On the other end, May was the most stable month, with a tight range of 0.0008 IQD (High: 0.4405 / Low: 0.4397).

March Spread (Volatile) ±0.0175

May Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0014 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.4421) against the same month in 2025 (average: 0.4435), the exchange rate shifted by -0.0014 (-0.31%).

2026 Avg (March) 0.4421

2025 Avg (March) 0.4435

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4453	0.4390	0.4426
February	0.4437	0.4412	0.4421
March	0.4570	0.4395	0.4421
April	0.4417	0.4399	0.4408
May	0.4405	0.4397	0.4402
June	0.4411	0.4378	0.4394
July	0.4406	0.4358	0.4394
August	0.4415	0.4354	0.4388