2021 BIF to IQD Historical Review

YEARLY HIGH

0.7561 IQD

YEARLY LOW

0.7278 IQD

YEARLY AVERAGE

0.7396 IQD

2021 BIF to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.7561. Conversely, the yearly low was recorded on December 11, dropping to 0.7278.

This high-to-low spread represents a total annual volatility of 0.0282 IQD. From a start-to-finish perspective, comparing the January average rate of 0.7511 to the December average rate of 0.7309, the exchange rate registered a net change of -2.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7561 was up 0.38% compared to the 2020 peak of 0.7532, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 3,780 IQD

2020 Average 3,128 IQD

Yearly Trough Low 3,639 IQD

Transaction Impact: A difference of 141.23 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7531

0.7289

JanuMarcMayJulySeptNove

BIF to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7456, compared to 0.7336 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0121 points.

H1 Avg (Jan–Jun) 0.7456

H2 Avg (Jul–Dec) 0.7336

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0099 IQD (High: 0.7485 / Low: 0.7386). On the other end, August was the most stable month, with a tight range of 0.0015 IQD (High: 0.7365 / Low: 0.7350).

May Spread (Volatile) ±0.0099

August Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0054 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0054

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.7511) against the same month in 2020 (average: 0.6325), the exchange rate shifted by +0.1186 (+18.76%).

2021 Avg (January) 0.7511

2020 Avg (January) 0.6325

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7561	0.7462	0.7511
February	0.7532	0.7458	0.7489
March	0.7496	0.7438	0.7471
April	0.7492	0.7430	0.7471
May	0.7485	0.7386	0.7417
June	0.7400	0.7363	0.7379
July	0.7370	0.7347	0.7361
August	0.7365	0.7350	0.7357
September	0.7353	0.7316	0.7340
October	0.7344	0.7296	0.7326
November	0.7329	0.7305	0.7321
December	0.7345	0.7278	0.7309