2025 BIF to IQD Historical Review

YEARLY HIGH

0.4500 IQD

YEARLY LOW

0.4361 IQD

YEARLY AVERAGE

0.4429 IQD

2025 BIF to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 0.4500. Conversely, the yearly low was recorded on August 4, dropping to 0.4361.

This high-to-low spread represents a total annual volatility of 0.0139 IQD. From a start-to-finish perspective, comparing the January average rate of 0.4442 to the December average rate of 0.4427, the exchange rate registered a net change of -0.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4500 was down 2.29% compared to the 2024 peak of 0.4605, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 2,250 IQD

2024 Average 2,271 IQD

Yearly Trough Low 2,180 IQD

Transaction Impact: A difference of 69.42 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4446

0.4403

JanuMarcMayJulySeptNove

BIF to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4434, compared to 0.4424 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.4434

H2 Avg (Jul–Dec) 0.4424

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0102 IQD (High: 0.4463 / Low: 0.4361). On the other end, December was the most stable month, with a tight range of 0.0031 IQD (High: 0.4434 / Low: 0.4403).

August Spread (Volatile) ±0.0102

December Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0015 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 0.4435) against the same month in 2024 (average: 0.4576), the exchange rate shifted by -0.0141 (-3.09%).

2025 Avg (March) 0.4435

2024 Avg (March) 0.4576

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4493	0.4417	0.4442
February	0.4482	0.4405	0.4436
March	0.4500	0.4406	0.4435
April	0.4475	0.4403	0.4422
May	0.4482	0.4401	0.4440
June	0.4456	0.4393	0.4426
July	0.4477	0.4384	0.4420
August	0.4463	0.4361	0.4407
September	0.4468	0.4388	0.4415
October	0.4469	0.4396	0.4440
November	0.4464	0.4404	0.4438
December	0.4434	0.4403	0.4427