2013 BIF to ISK Historical Review

YEARLY HIGH

0.0860 ISK

YEARLY LOW

0.0739 ISK

YEARLY AVERAGE

0.0788 ISK

2013 BIF to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.0860. Conversely, the yearly low was recorded on May 3, dropping to 0.0739.

This high-to-low spread represents a total annual volatility of 0.0121 ISK. From a start-to-finish perspective, comparing the January average rate of 0.0848 to the December average rate of 0.0758, the exchange rate registered a net change of -10.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0860 was down 13.43% compared to the 2012 peak of 0.0994, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 430 ISK

2012 Average 447 ISK

Yearly Trough Low 370 ISK

Transaction Impact: A difference of 60.55 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0857

0.0748

JanuMarcMayJulySeptNove

BIF to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0796, compared to 0.0780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.0796

H2 Avg (Jul–Dec) 0.0780

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0054 ISK (High: 0.0793 / Low: 0.0739). On the other end, September was the most stable month, with a tight range of 0.0014 ISK (High: 0.0791 / Low: 0.0776).

May Spread (Volatile) ±0.0054

September Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0046 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.0848) against the same month in 2012 (average: 0.0952), the exchange rate shifted by -0.0105 (-10.98%).

2013 Avg (January) 0.0848

2012 Avg (January) 0.0952

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0860	0.0814	0.0848
February	0.0824	0.0802	0.0815
March	0.0838	0.0788	0.0803
April	0.0791	0.0744	0.0757
May	0.0793	0.0739	0.0769
June	0.0797	0.0766	0.0784
July	0.0816	0.0776	0.0793
August	0.0786	0.0768	0.0778
September	0.0791	0.0776	0.0785
October	0.0796	0.0774	0.0783
November	0.0793	0.0775	0.0785
December	0.0776	0.0745	0.0758