2014 BIF to ISK Historical Review

YEARLY HIGH

0.0817 ISK

YEARLY LOW

0.0720 ISK

YEARLY AVERAGE

0.0752 ISK

2014 BIF to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0817. Conversely, the yearly low was recorded on March 10, dropping to 0.0720.

This high-to-low spread represents a total annual volatility of 0.0097 ISK. From a start-to-finish perspective, comparing the January average rate of 0.0747 to the December average rate of 0.0801, the exchange rate registered a net change of 7.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0817 was down 5.06% compared to the 2013 peak of 0.0860, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 408 ISK

2013 Average 394 ISK

Yearly Trough Low 360 ISK

Transaction Impact: A difference of 48.45 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0808

0.0717

JanuMarcMayJulySeptNove

BIF to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0733, compared to 0.0770 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.0733

H2 Avg (Jul–Dec) 0.0770

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0030 ISK (High: 0.0817 / Low: 0.0786). On the other end, April was the most stable month, with a tight range of 0.0012 ISK (High: 0.0732 / Low: 0.0720).

December Spread (Volatile) ±0.0030

April Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0011 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0801) against the same month in 2013 (average: 0.0758), the exchange rate shifted by +0.0042 (+5.56%).

2014 Avg (December) 0.0801

2013 Avg (December) 0.0758

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0755	0.0740	0.0747
February	0.0746	0.0725	0.0737
March	0.0733	0.0720	0.0727
April	0.0732	0.0720	0.0725
May	0.0733	0.0721	0.0728
June	0.0739	0.0727	0.0735
July	0.0748	0.0727	0.0737
August	0.0758	0.0743	0.0748
September	0.0781	0.0754	0.0768
October	0.0790	0.0767	0.0775
November	0.0798	0.0781	0.0791
December	0.0817	0.0786	0.0801