2015 BIF to ISK Historical Review

YEARLY HIGH

0.0892 ISK

YEARLY LOW

0.0794 ISK

YEARLY AVERAGE

0.0842 ISK

2015 BIF to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 0.0892. Conversely, the yearly low was recorded on October 14, dropping to 0.0794.

This high-to-low spread represents a total annual volatility of 0.0098 ISK. From a start-to-finish perspective, comparing the January average rate of 0.0839 to the December average rate of 0.0834, the exchange rate registered a net change of -0.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0892 was up 9.18% compared to the 2014 peak of 0.0817, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 446 ISK

2014 Average 376 ISK

Yearly Trough Low 397 ISK

Transaction Impact: A difference of 48.81 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0878

0.0806

JanuMarcMayJulySeptNove

BIF to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0852, compared to 0.0832 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0852

H2 Avg (Jul–Dec) 0.0832

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0055 ISK (High: 0.0892 / Low: 0.0837). On the other end, February was the most stable month, with a tight range of 0.0019 ISK (High: 0.0852 / Low: 0.0834).

April Spread (Volatile) ±0.0055

February Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0025 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.0869) against the same month in 2014 (average: 0.0725), the exchange rate shifted by +0.0144 (+19.90%).

2015 Avg (April) 0.0869

2014 Avg (April) 0.0725

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0861	0.0816	0.0839
February	0.0852	0.0834	0.0842
March	0.0889	0.0851	0.0872
April	0.0892	0.0837	0.0869
May	0.0866	0.0828	0.0844
June	0.0860	0.0824	0.0844
July	0.0863	0.0812	0.0832
August	0.0868	0.0822	0.0848
September	0.0835	0.0813	0.0823
October	0.0825	0.0794	0.0812
November	0.0857	0.0820	0.0842
December	0.0852	0.0825	0.0834