2020 BIF to ISK Historical Review

YEARLY HIGH

0.0778 ISK

YEARLY LOW

0.0643 ISK

YEARLY AVERAGE

0.0707 ISK

2020 BIF to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 0.0778. Conversely, the yearly low was recorded on January 1, dropping to 0.0643.

This high-to-low spread represents a total annual volatility of 0.0135 ISK. From a start-to-finish perspective, comparing the January average rate of 0.0655 to the December average rate of 0.0656, the exchange rate registered a net change of 0.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0778 was up 12.95% compared to the 2019 peak of 0.0689, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 389 ISK

2019 Average 333 ISK

Yearly Trough Low 322 ISK

Transaction Impact: A difference of 67.42 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0772

0.0644

JanuMarcMayJulySeptNove

BIF to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0711, compared to 0.0703 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0711

H2 Avg (Jul–Dec) 0.0703

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0078 ISK (High: 0.0748 / Low: 0.0670). On the other end, October was the most stable month, with a tight range of 0.0017 ISK (High: 0.0729 / Low: 0.0712).

March Spread (Volatile) ±0.0078

October Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0048 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0762) against the same month in 2019 (average: 0.0658), the exchange rate shifted by +0.0104 (+15.83%).

2020 Avg (April) 0.0762

2019 Avg (April) 0.0658

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0661	0.0643	0.0655
February	0.0680	0.0651	0.0670
March	0.0748	0.0670	0.0713
April	0.0778	0.0749	0.0762
May	0.0775	0.0713	0.0753
June	0.0731	0.0691	0.0712
July	0.0732	0.0698	0.0719
August	0.0717	0.0699	0.0709
September	0.0727	0.0699	0.0713
October	0.0729	0.0712	0.0719
November	0.0730	0.0684	0.0704
December	0.0674	0.0645	0.0656