2011 BIF to JMD Historical Review

YEARLY HIGH

0.0770 JMD

YEARLY LOW

0.0654 JMD

YEARLY AVERAGE

0.0712 JMD

2011 BIF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the BIF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0770. Conversely, the yearly low was recorded on December 11, dropping to 0.0654.

This high-to-low spread represents a total annual volatility of 0.0116 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0765 to the December average rate of 0.0670, the exchange rate registered a net change of -12.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2011 high of 0.0770 was down 2.47% compared to the 2010 peak of 0.0789, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 385 JMD

2010 Average 386 JMD

Yearly Trough Low 327 JMD

Transaction Impact: A difference of 57.81 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

0.0775

0.0660

JanuMarcMayJulySeptNove

BIF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0731, compared to 0.0692 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.0731

H2 Avg (Jul–Dec) 0.0692

Volatility Range Comparison

Volatility

The most volatile month in 2011 was April, with a trading range of 0.0074 JMD (High: 0.0766 / Low: 0.0692). On the other end, June was the most stable month, with a tight range of 0.0006 JMD (High: 0.0698 / Low: 0.0692).

April Spread (Volatile) ±0.0074

June Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0062 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2011: 0.0765) against the same month in 2010 (average: 0.0776), the exchange rate shifted by -0.0011 (-1.40%).

2011 Avg (January) 0.0765

2010 Avg (January) 0.0776

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0770	0.0762	0.0765
February	0.0767	0.0760	0.0764
March	0.0770	0.0761	0.0765
April	0.0766	0.0692	0.0704
May	0.0697	0.0691	0.0695
June	0.0698	0.0692	0.0695
July	0.0699	0.0692	0.0695
August	0.0700	0.0693	0.0696
September	0.0701	0.0693	0.0696
October	0.0701	0.0694	0.0698
November	0.0701	0.0678	0.0696
December	0.0698	0.0654	0.0670