2019 BIF to JMD Historical Review

YEARLY HIGH

0.0760 JMD

YEARLY LOW

0.0683 JMD

YEARLY AVERAGE

0.0725 JMD

2019 BIF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 5, valuing the pair at 0.0760. Conversely, the yearly low was recorded on March 22, dropping to 0.0683.

This high-to-low spread represents a total annual volatility of 0.0077 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0720 to the December average rate of 0.0730, the exchange rate registered a net change of 1.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0760 was down 2.16% compared to the 2018 peak of 0.0777, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 380 JMD

2018 Average 363 JMD

Yearly Trough Low 342 JMD

Transaction Impact: A difference of 38.52 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0755

0.0688

JanuMarcMayJulySeptNove

BIF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0717, compared to 0.0733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0717

H2 Avg (Jul–Dec) 0.0733

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0050 JMD (High: 0.0751 / Low: 0.0701). On the other end, August was the most stable month, with a tight range of 0.0011 JMD (High: 0.0739 / Low: 0.0728).

December Spread (Volatile) ±0.0050

August Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0044 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2019: 0.0737) against the same month in 2018 (average: 0.0712), the exchange rate shifted by +0.0025 (+3.45%).

2019 Avg (February) 0.0737

2018 Avg (February) 0.0712

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0740	0.0703	0.0720
February	0.0760	0.0712	0.0737
March	0.0707	0.0683	0.0693
April	0.0731	0.0684	0.0707
May	0.0745	0.0724	0.0734
June	0.0738	0.0699	0.0711
July	0.0739	0.0712	0.0724
August	0.0739	0.0728	0.0732
September	0.0743	0.0723	0.0733
October	0.0743	0.0721	0.0731
November	0.0753	0.0742	0.0749
December	0.0751	0.0701	0.0730