2016 BIF to JMD Historical Review

YEARLY HIGH

0.0804 JMD

YEARLY LOW

0.0742 JMD

YEARLY AVERAGE

0.0774 JMD

2016 BIF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BIF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 0.0804. Conversely, the yearly low was recorded on June 25, dropping to 0.0742.

This high-to-low spread represents a total annual volatility of 0.0061 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0771 to the December average rate of 0.0769, the exchange rate registered a net change of -0.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0804 was up 2.87% compared to the 2015 peak of 0.0782, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 402 JMD

2015 Average 373 JMD

Yearly Trough Low 371 JMD

Transaction Impact: A difference of 30.73 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0796

0.0760

JanuMarcMayJulySeptNove

BIF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0781, compared to 0.0767 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0781

H2 Avg (Jul–Dec) 0.0767

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0061 JMD (High: 0.0804 / Low: 0.0742). On the other end, September was the most stable month, with a tight range of 0.0006 JMD (High: 0.0768 / Low: 0.0762).

June Spread (Volatile) ±0.0061

September Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0018 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2016: 0.0781) against the same month in 2015 (average: 0.0740), the exchange rate shifted by +0.0042 (+5.65%).

2016 Avg (June) 0.0781

2015 Avg (June) 0.0740

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0780	0.0765	0.0771
February	0.0782	0.0772	0.0777
March	0.0785	0.0773	0.0778
April	0.0791	0.0779	0.0785
May	0.0804	0.0782	0.0793
June	0.0804	0.0742	0.0781
July	0.0767	0.0760	0.0763
August	0.0767	0.0759	0.0763
September	0.0768	0.0762	0.0765
October	0.0776	0.0764	0.0769
November	0.0775	0.0769	0.0772
December	0.0775	0.0764	0.0769