2022 BIF to JMD Historical Review

YEARLY HIGH

0.0790 JMD

YEARLY LOW

0.0727 JMD

YEARLY AVERAGE

0.0752 JMD

2022 BIF to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 0.0790. Conversely, the yearly low was recorded on September 18, dropping to 0.0727.

This high-to-low spread represents a total annual volatility of 0.0063 JMD. From a start-to-finish perspective, comparing the January average rate of 0.0774 to the December average rate of 0.0741, the exchange rate registered a net change of -4.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0790 was up 0.35% compared to the 2021 peak of 0.0787, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 395 JMD

2021 Average 381 JMD

Yearly Trough Low 363 JMD

Transaction Impact: A difference of 31.72 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0783

0.0733

JanuMarcMayJulySeptNove

BIF to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0763, compared to 0.0740 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.0763

H2 Avg (Jul–Dec) 0.0740

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0031 JMD (High: 0.0776 / Low: 0.0745). On the other end, November was the most stable month, with a tight range of 0.0008 JMD (High: 0.0750 / Low: 0.0742).

March Spread (Volatile) ±0.0031

November Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.0774) against the same month in 2021 (average: 0.0741), the exchange rate shifted by +0.0033 (+4.50%).

2022 Avg (January) 0.0774

2021 Avg (January) 0.0741

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0790	0.0766	0.0774
February	0.0787	0.0769	0.0779
March	0.0776	0.0745	0.0758
April	0.0770	0.0747	0.0760
May	0.0769	0.0750	0.0760
June	0.0758	0.0732	0.0745
July	0.0753	0.0731	0.0738
August	0.0747	0.0731	0.0738
September	0.0748	0.0727	0.0737
October	0.0748	0.0738	0.0742
November	0.0750	0.0742	0.0746
December	0.0748	0.0735	0.0741