2015 BIF to MOP Historical Review

YEARLY HIGH

0.0052 MOP

YEARLY LOW

0.0049 MOP

YEARLY AVERAGE

0.0051 MOP

2015 BIF to MOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to MOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0052. Conversely, the yearly low was recorded on July 11, dropping to 0.0049.

This high-to-low spread represents a total annual volatility of 0.0003 MOP. From a start-to-finish perspective, comparing the January average rate of 0.0051 to the December average rate of 0.0051, the exchange rate registered a net change of 0.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0052 was down 0.57% compared to the 2014 peak of 0.0052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 26 MOP

2014 Average 26 MOP

Yearly Trough Low 24 MOP

Transaction Impact: A difference of 1.68 MOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0052

0.0049

JanuMarcMayJulySeptNove

BIF to MOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0051, compared to 0.0051 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0051

H2 Avg (Jul–Dec) 0.0051

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0003 MOP (High: 0.0051 / Low: 0.0049). On the other end, February was the most stable month, with a tight range of 0.0001 MOP (High: 0.0051 / Low: 0.0051).

July Spread (Volatile) ±0.0003

February Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0051) against the same month in 2014 (average: 0.0051), the exchange rate shifted by +0.0000 (+0.34%).

2015 Avg (December) 0.0051

2014 Avg (December) 0.0051

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0051	0.0051	0.0051
February	0.0051	0.0051	0.0051
March	0.0052	0.0051	0.0051
April	0.0051	0.0051	0.0051
May	0.0051	0.0051	0.0051
June	0.0051	0.0050	0.0051
July	0.0051	0.0049	0.0050
August	0.0052	0.0051	0.0051
September	0.0052	0.0051	0.0051
October	0.0052	0.0051	0.0051
November	0.0052	0.0051	0.0051
December	0.0052	0.0051	0.0051