2020 BIF to MOP Historical Review

YEARLY HIGH

0.0043 MOP

YEARLY LOW

0.0041 MOP

YEARLY AVERAGE

0.0042 MOP

2020 BIF to MOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to MOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0043. Conversely, the yearly low was recorded on December 5, dropping to 0.0041.

This high-to-low spread represents a total annual volatility of 0.0002 MOP. From a start-to-finish perspective, comparing the January average rate of 0.0042 to the December average rate of 0.0041, the exchange rate registered a net change of -3.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0043 was down 5.27% compared to the 2019 peak of 0.0045, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 21 MOP

2019 Average 22 MOP

Yearly Trough Low 21 MOP

Transaction Impact: A difference of 0.92 MOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0043

0.0041

JanuMarcMayJulySeptNove

BIF to MOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0042, compared to 0.0041 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0042

H2 Avg (Jul–Dec) 0.0041

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0001 MOP (High: 0.0042 / Low: 0.0042). On the other end, October was the most stable month, with a tight range of 0.0000 MOP (High: 0.0041 / Low: 0.0041).

April Spread (Volatile) ±0.0001

October Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0000 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0042) against the same month in 2019 (average: 0.0045), the exchange rate shifted by -0.0002 (-5.06%).

2020 Avg (January) 0.0042

2019 Avg (January) 0.0045

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0043	0.0042	0.0042
February	0.0043	0.0042	0.0042
March	0.0042	0.0042	0.0042
April	0.0042	0.0042	0.0042
May	0.0042	0.0042	0.0042
June	0.0042	0.0042	0.0042
July	0.0042	0.0041	0.0041
August	0.0042	0.0041	0.0041
September	0.0041	0.0041	0.0041
October	0.0041	0.0041	0.0041
November	0.0041	0.0041	0.0041
December	0.0041	0.0041	0.0041