2019 BIF to MOP Historical Review

YEARLY HIGH

0.0045 MOP

YEARLY LOW

0.0043 MOP

YEARLY AVERAGE

0.0044 MOP

2019 BIF to MOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to MOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 0.0045. Conversely, the yearly low was recorded on December 28, dropping to 0.0043.

This high-to-low spread represents a total annual volatility of 0.0003 MOP. From a start-to-finish perspective, comparing the January average rate of 0.0045 to the December average rate of 0.0043, the exchange rate registered a net change of -4.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0045 was down 1.80% compared to the 2018 peak of 0.0046, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 23 MOP

2018 Average 23 MOP

Yearly Trough Low 21 MOP

Transaction Impact: A difference of 1.34 MOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0045

0.0043

JanuMarcMayJulySeptNove

BIF to MOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0044, compared to 0.0043 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0044

H2 Avg (Jul–Dec) 0.0043

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0001 MOP (High: 0.0045 / Low: 0.0044). On the other end, April was the most stable month, with a tight range of 0.0000 MOP (High: 0.0044 / Low: 0.0044).

January Spread (Volatile) ±0.0001

April Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0000 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0045) against the same month in 2018 (average: 0.0046), the exchange rate shifted by -0.0001 (-2.03%).

2019 Avg (January) 0.0045

2018 Avg (January) 0.0046

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0045	0.0044	0.0045
February	0.0045	0.0044	0.0045
March	0.0045	0.0044	0.0044
April	0.0044	0.0044	0.0044
May	0.0044	0.0044	0.0044
June	0.0044	0.0043	0.0044
July	0.0044	0.0043	0.0044
August	0.0044	0.0044	0.0044
September	0.0044	0.0043	0.0044
October	0.0044	0.0043	0.0043
November	0.0043	0.0043	0.0043
December	0.0043	0.0043	0.0043