2025 BIF to MOP Historical Review

YEARLY HIGH

0.0028 MOP

YEARLY LOW

0.0027 MOP

YEARLY AVERAGE

0.0027 MOP

2025 BIF to MOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BIF to MOP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 18, valuing the pair at 0.0028. Conversely, the yearly low was recorded on March 30, dropping to 0.0027.

This high-to-low spread represents a total annual volatility of 0.0001 MOP. From a start-to-finish perspective, comparing the January average rate of 0.0027 to the December average rate of 0.0027, the exchange rate registered a net change of -0.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0028 was down 2.43% compared to the 2024 peak of 0.0028, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 14 MOP

2024 Average 14 MOP

Yearly Trough Low 13 MOP

Transaction Impact: A difference of 0.44 MOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0027

JanuMarcMayJulySeptNove

BIF to MOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0027, compared to 0.0027 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0027

H2 Avg (Jul–Dec) 0.0027

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0001 MOP (High: 0.0027 / Low: 0.0027). On the other end, December was the most stable month, with a tight range of 0.0000 MOP (High: 0.0027 / Low: 0.0027).

March Spread (Volatile) ±0.0001

December Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.0027) against the same month in 2024 (average: 0.0028), the exchange rate shifted by -0.0001 (-2.33%).

2025 Avg (July) 0.0027

2024 Avg (July) 0.0028

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0028	0.0027	0.0027
February	0.0027	0.0027	0.0027
March	0.0027	0.0027	0.0027
April	0.0027	0.0027	0.0027
May	0.0027	0.0027	0.0027
June	0.0028	0.0027	0.0027
July	0.0028	0.0027	0.0027
August	0.0028	0.0027	0.0027
September	0.0027	0.0027	0.0027
October	0.0027	0.0027	0.0027
November	0.0027	0.0027	0.0027
December	0.0027	0.0027	0.0027