2014 BIF to MWK Historical Review

YEARLY HIGH

0.3171 MWK

YEARLY LOW

0.2499 MWK

YEARLY AVERAGE

0.2699 MWK

2014 BIF to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.3171. Conversely, the yearly low was recorded on October 12, dropping to 0.2499.

This high-to-low spread represents a total annual volatility of 0.0673 MWK. From a start-to-finish perspective, comparing the January average rate of 0.2812 to the December average rate of 0.3073, the exchange rate registered a net change of 9.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.3171 was up 13.29% compared to the 2013 peak of 0.2799, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,586 MWK

2013 Average 1,175 MWK

Yearly Trough Low 1,249 MWK

Transaction Impact: A difference of 336.32 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.3126

0.2489

JanuMarcMayJulySeptNove

BIF to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2650, compared to 0.2747 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0097 points.

H1 Avg (Jan–Jun) 0.2650

H2 Avg (Jul–Dec) 0.2747

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0483 MWK (High: 0.2982 / Low: 0.2499). On the other end, June was the most stable month, with a tight range of 0.0030 MWK (High: 0.2559 / Low: 0.2529).

October Spread (Volatile) ±0.0483

June Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0120 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0120

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 0.3026) against the same month in 2013 (average: 0.2569), the exchange rate shifted by +0.0457 (+17.79%).

2014 Avg (November) 0.3026

2013 Avg (November) 0.2569

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2887	0.2708	0.2812
February	0.2773	0.2704	0.2737
March	0.2740	0.2622	0.2692
April	0.2667	0.2518	0.2572
May	0.2554	0.2524	0.2542
June	0.2559	0.2529	0.2545
July	0.2564	0.2530	0.2544
August	0.2570	0.2528	0.2548
September	0.2585	0.2533	0.2556
October	0.2982	0.2499	0.2735
November	0.3171	0.2925	0.3026
December	0.3167	0.2978	0.3073