2020 BIF to MWK Historical Review

YEARLY HIGH

0.3972 MWK

YEARLY LOW

0.3815 MWK

YEARLY AVERAGE

0.3887 MWK

2020 BIF to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.3972. Conversely, the yearly low was recorded on July 11, dropping to 0.3815.

This high-to-low spread represents a total annual volatility of 0.0156 MWK. From a start-to-finish perspective, comparing the January average rate of 0.3906 to the December average rate of 0.3949, the exchange rate registered a net change of 1.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3972 was down 9.87% compared to the 2019 peak of 0.4407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 1,986 MWK

2019 Average 1,994 MWK

Yearly Trough Low 1,908 MWK

Transaction Impact: A difference of 78.23 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3961

0.3818

JanuMarcMayJulySeptNove

BIF to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3884, compared to 0.3890 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.3884

H2 Avg (Jul–Dec) 0.3890

Volatility Range Comparison

Volatility

The most volatile month in 2020 was June, with a trading range of 0.0062 MWK (High: 0.3896 / Low: 0.3835). On the other end, March was the most stable month, with a tight range of 0.0027 MWK (High: 0.3903 / Low: 0.3876).

June Spread (Volatile) ±0.0062

March Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0036 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.3949) against the same month in 2019 (average: 0.3908), the exchange rate shifted by +0.0040 (+1.04%).

2020 Avg (December) 0.3949

2019 Avg (December) 0.3908

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3934	0.3887	0.3906
February	0.3911	0.3862	0.3890
March	0.3903	0.3876	0.3892
April	0.3904	0.3852	0.3881
May	0.3891	0.3846	0.3868
June	0.3896	0.3835	0.3866
July	0.3851	0.3815	0.3830
August	0.3886	0.3831	0.3866
September	0.3897	0.3852	0.3881
October	0.3913	0.3880	0.3896
November	0.3939	0.3890	0.3919
December	0.3972	0.3928	0.3949