2015 BIF to MWK Historical Review

YEARLY HIGH

0.4253 MWK

YEARLY LOW

0.2721 MWK

YEARLY AVERAGE

0.3183 MWK

2015 BIF to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.4253. Conversely, the yearly low was recorded on July 7, dropping to 0.2721.

This high-to-low spread represents a total annual volatility of 0.1532 MWK. From a start-to-finish perspective, comparing the January average rate of 0.2949 to the December average rate of 0.4002, the exchange rate registered a net change of 35.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4253 was up 34.12% compared to the 2014 peak of 0.3171, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 2,127 MWK

2014 Average 1,349 MWK

Yearly Trough Low 1,360 MWK

Transaction Impact: A difference of 766.10 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4122

0.2690

JanuMarcMayJulySeptNove

BIF to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2851, compared to 0.3514 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0664 points.

H1 Avg (Jan–Jun) 0.2851

H2 Avg (Jul–Dec) 0.3514

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0617 MWK (High: 0.3594 / Low: 0.2978). On the other end, May was the most stable month, with a tight range of 0.0057 MWK (High: 0.2844 / Low: 0.2787).

August Spread (Volatile) ±0.0617

May Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0083 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.4002) against the same month in 2014 (average: 0.3073), the exchange rate shifted by +0.0929 (+30.24%).

2015 Avg (December) 0.4002

2014 Avg (December) 0.3073

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3029	0.2895	0.2949
February	0.2940	0.2776	0.2866
March	0.2878	0.2799	0.2826
April	0.2873	0.2799	0.2837
May	0.2844	0.2787	0.2817
June	0.2845	0.2733	0.2809
July	0.2973	0.2721	0.2820
August	0.3594	0.2978	0.3412
September	0.3662	0.3549	0.3598
October	0.3597	0.3525	0.3552
November	0.3864	0.3556	0.3702
December	0.4253	0.3763	0.4002