2021 BIF to MWK Historical Review

YEARLY HIGH

0.4108 MWK

YEARLY LOW

0.3954 MWK

YEARLY AVERAGE

0.4049 MWK

2021 BIF to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.4108. Conversely, the yearly low was recorded on February 4, dropping to 0.3954.

This high-to-low spread represents a total annual volatility of 0.0154 MWK. From a start-to-finish perspective, comparing the January average rate of 0.3971 to the December average rate of 0.4081, the exchange rate registered a net change of 2.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4108 was up 3.44% compared to the 2020 peak of 0.3972, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 2,054 MWK

2020 Average 1,944 MWK

Yearly Trough Low 1,977 MWK

Transaction Impact: A difference of 77.16 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4108

0.3959

JanuMarcMayJulySeptNove

BIF to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4009, compared to 0.4088 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0079 points.

H1 Avg (Jan–Jun) 0.4009

H2 Avg (Jul–Dec) 0.4088

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0074 MWK (High: 0.4102 / Low: 0.4027). On the other end, November was the most stable month, with a tight range of 0.0020 MWK (High: 0.4101 / Low: 0.4081).

July Spread (Volatile) ±0.0074

November Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.4081) against the same month in 2020 (average: 0.3949), the exchange rate shifted by +0.0132 (+3.34%).

2021 Avg (December) 0.4081

2020 Avg (December) 0.3949

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3989	0.3957	0.3971
February	0.4018	0.3954	0.3988
March	0.4035	0.3980	0.4003
April	0.4057	0.3991	0.4027
May	0.4062	0.3995	0.4026
June	0.4070	0.4010	0.4040
July	0.4102	0.4027	0.4076
August	0.4101	0.4074	0.4095
September	0.4100	0.4060	0.4090
October	0.4104	0.4079	0.4095
November	0.4101	0.4081	0.4093
December	0.4108	0.4051	0.4081