2013 BIF to PHP Historical Review

YEARLY HIGH

0.0291 PHP

YEARLY LOW

0.0257 PHP

YEARLY AVERAGE

0.0274 PHP

2013 BIF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 27, valuing the pair at 0.0291. Conversely, the yearly low was recorded on March 10, dropping to 0.0257.

This high-to-low spread represents a total annual volatility of 0.0033 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0269 to the December average rate of 0.0286, the exchange rate registered a net change of 6.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0291 was down 14.70% compared to the 2012 peak of 0.0341, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 145 PHP

2012 Average 151 PHP

Yearly Trough Low 129 PHP

Transaction Impact: A difference of 16.64 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0288

0.0257

JanuMarcMayJulySeptNove

BIF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0265, compared to 0.0283 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0265

H2 Avg (Jul–Dec) 0.0283

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0014 PHP (High: 0.0273 / Low: 0.0258). On the other end, April was the most stable month, with a tight range of 0.0004 PHP (High: 0.0264 / Low: 0.0260).

May Spread (Volatile) ±0.0014

April Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0009 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2013: 0.0285) against the same month in 2012 (average: 0.0291), the exchange rate shifted by -0.0006 (-2.06%).

2013 Avg (August) 0.0285

2012 Avg (August) 0.0291

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0272	0.0260	0.0269
February	0.0263	0.0257	0.0260
March	0.0270	0.0257	0.0262
April	0.0264	0.0260	0.0262
May	0.0273	0.0258	0.0263
June	0.0281	0.0270	0.0276
July	0.0284	0.0279	0.0280
August	0.0291	0.0282	0.0285
September	0.0290	0.0279	0.0284
October	0.0282	0.0278	0.0280
November	0.0284	0.0278	0.0281
December	0.0288	0.0281	0.0286