2019 BIF to PHP Historical Review

YEARLY HIGH

0.0294 PHP

YEARLY LOW

0.0269 PHP

YEARLY AVERAGE

0.0281 PHP

2019 BIF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BIF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 0.0294. Conversely, the yearly low was recorded on November 5, dropping to 0.0269.

This high-to-low spread represents a total annual volatility of 0.0025 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0291 to the December average rate of 0.0270, the exchange rate registered a net change of -6.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0294 was down 3.96% compared to the 2018 peak of 0.0306, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 147 PHP

2018 Average 148 PHP

Yearly Trough Low 134 PHP

Transaction Impact: A difference of 12.65 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0293

0.0268

JanuMarcMayJulySeptNove

BIF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0286, compared to 0.0277 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0286

H2 Avg (Jul–Dec) 0.0277

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0011 PHP (High: 0.0282 / Low: 0.0272). On the other end, November was the most stable month, with a tight range of 0.0003 PHP (High: 0.0272 / Low: 0.0269).

October Spread (Volatile) ±0.0011

November Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0006 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.0291) against the same month in 2018 (average: 0.0287), the exchange rate shifted by +0.0004 (+1.39%).

2019 Avg (January) 0.0291

2018 Avg (January) 0.0287

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0294	0.0286	0.0291
February	0.0291	0.0285	0.0288
March	0.0293	0.0283	0.0288
April	0.0287	0.0281	0.0284
May	0.0287	0.0282	0.0284
June	0.0285	0.0277	0.0280
July	0.0279	0.0276	0.0277
August	0.0287	0.0278	0.0283
September	0.0283	0.0277	0.0281
October	0.0282	0.0272	0.0277
November	0.0272	0.0269	0.0271
December	0.0272	0.0269	0.0270