2022 BIF to PHP Historical Review

YEARLY HIGH

0.0288 PHP

YEARLY LOW

0.0251 PHP

YEARLY AVERAGE

0.0267 PHP

2022 BIF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BIF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 7, valuing the pair at 0.0288. Conversely, the yearly low was recorded on April 2, dropping to 0.0251.

This high-to-low spread represents a total annual volatility of 0.0037 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0256 to the December average rate of 0.0269, the exchange rate registered a net change of 5.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0288 was up 11.98% compared to the 2021 peak of 0.0257, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 144 PHP

2021 Average 125 PHP

Yearly Trough Low 125 PHP

Transaction Impact: A difference of 18.69 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0288

0.0253

JanuMarcMayJulySeptNove

BIF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0257, compared to 0.0276 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0257

H2 Avg (Jul–Dec) 0.0276

Volatility Range Comparison

Volatility

The most volatile month in 2022 was June, with a trading range of 0.0013 PHP (High: 0.0270 / Low: 0.0256). On the other end, February was the most stable month, with a tight range of 0.0004 PHP (High: 0.0258 / Low: 0.0254).

June Spread (Volatile) ±0.0013

February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.0285) against the same month in 2021 (average: 0.0254), the exchange rate shifted by +0.0031 (+12.15%).

2022 Avg (October) 0.0285

2021 Avg (October) 0.0254

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0259	0.0253	0.0256
February	0.0258	0.0254	0.0256
March	0.0260	0.0253	0.0258
April	0.0260	0.0251	0.0256
May	0.0260	0.0255	0.0257
June	0.0270	0.0256	0.0262
July	0.0274	0.0267	0.0272
August	0.0274	0.0268	0.0272
September	0.0288	0.0275	0.0281
October	0.0288	0.0282	0.0285
November	0.0286	0.0273	0.0279
December	0.0272	0.0265	0.0269