2014 BIF to PHP Historical Review

YEARLY HIGH

0.0293 PHP

YEARLY LOW

0.0279 PHP

YEARLY AVERAGE

0.0286 PHP

2014 BIF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BIF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.0293. Conversely, the yearly low was recorded on July 22, dropping to 0.0279.

This high-to-low spread represents a total annual volatility of 0.0014 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0290 to the December average rate of 0.0285, the exchange rate registered a net change of -1.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0293 was up 0.84% compared to the 2013 peak of 0.0291, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 146 PHP

2013 Average 137 PHP

Yearly Trough Low 139 PHP

Transaction Impact: A difference of 7.16 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0291

0.0280

JanuMarcMayJulySeptNove

BIF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0287, compared to 0.0285 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0287

H2 Avg (Jul–Dec) 0.0285

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0010 PHP (High: 0.0291 / Low: 0.0280). On the other end, November was the most stable month, with a tight range of 0.0002 PHP (High: 0.0289 / Low: 0.0287).

September Spread (Volatile) ±0.0010

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.0290) against the same month in 2013 (average: 0.0269), the exchange rate shifted by +0.0022 (+8.11%).

2014 Avg (January) 0.0290

2013 Avg (January) 0.0269

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0293	0.0287	0.0290
February	0.0292	0.0287	0.0289
March	0.0291	0.0286	0.0288
April	0.0291	0.0286	0.0288
May	0.0289	0.0281	0.0284
June	0.0286	0.0281	0.0283
July	0.0284	0.0279	0.0281
August	0.0284	0.0281	0.0283
September	0.0291	0.0280	0.0285
October	0.0293	0.0284	0.0287
November	0.0289	0.0287	0.0288
December	0.0288	0.0282	0.0285