2013 BIF to RUB Historical Review

YEARLY HIGH

0.0217 RUB

YEARLY LOW

0.0190 RUB

YEARLY AVERAGE

0.0206 RUB

2013 BIF to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BIF to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 0.0217. Conversely, the yearly low was recorded on February 3, dropping to 0.0190.

This high-to-low spread represents a total annual volatility of 0.0027 RUB. From a start-to-finish perspective, comparing the January average rate of 0.0199 to the December average rate of 0.0212, the exchange rate registered a net change of 6.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0217 was down 12.27% compared to the 2012 peak of 0.0248, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 109 RUB

2012 Average 111 RUB

Yearly Trough Low 95 RUB

Transaction Impact: A difference of 13.73 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0217

0.0190

JanuMarcMayJulySeptNove

BIF to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0199, compared to 0.0212 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0199

H2 Avg (Jul–Dec) 0.0212

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0011 RUB (High: 0.0217 / Low: 0.0206). On the other end, August was the most stable month, with a tight range of 0.0003 RUB (High: 0.0217 / Low: 0.0213).

September Spread (Volatile) ±0.0011

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2013: 0.0212) against the same month in 2012 (average: 0.0216), the exchange rate shifted by -0.0004 (-1.95%).

2013 Avg (September) 0.0212

2012 Avg (September) 0.0216

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0202	0.0192	0.0199
February	0.0198	0.0190	0.0193
March	0.0204	0.0195	0.0198
April	0.0202	0.0197	0.0200
May	0.0205	0.0197	0.0199
June	0.0212	0.0205	0.0208
July	0.0216	0.0209	0.0212
August	0.0217	0.0213	0.0215
September	0.0217	0.0206	0.0212
October	0.0210	0.0205	0.0208
November	0.0215	0.0208	0.0211
December	0.0215	0.0210	0.0212