2018 BIF to RUB Historical Review

YEARLY HIGH

0.0397 RUB

YEARLY LOW

0.0315 RUB

YEARLY AVERAGE

0.0353 RUB

2018 BIF to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BIF to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on September 10, valuing the pair at 0.0397. Conversely, the yearly low was recorded on February 26, dropping to 0.0315.

This high-to-low spread represents a total annual volatility of 0.0082 RUB. From a start-to-finish perspective, comparing the January average rate of 0.0321 to the December average rate of 0.0374, the exchange rate registered a net change of 16.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0397 was up 8.41% compared to the 2017 peak of 0.0366, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 199 RUB

2017 Average 169 RUB

Yearly Trough Low 158 RUB

Transaction Impact: A difference of 40.86 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0387

0.0315

JanuMarcMayJulySeptNove

BIF to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0336, compared to 0.0370 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0034 points.

H1 Avg (Jan–Jun) 0.0336

H2 Avg (Jul–Dec) 0.0370

Volatility Range Comparison

Volatility

The most volatile month in 2018 was April, with a trading range of 0.0035 RUB (High: 0.0356 / Low: 0.0321). On the other end, July was the most stable month, with a tight range of 0.0011 RUB (High: 0.0359 / Low: 0.0349).

April Spread (Volatile) ±0.0035

July Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0013 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 0.0381) against the same month in 2017 (average: 0.0330), the exchange rate shifted by +0.0051 (+15.31%).

2018 Avg (September) 0.0381

2017 Avg (September) 0.0330

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0328	0.0317	0.0321
February	0.0332	0.0315	0.0322
March	0.0329	0.0318	0.0323
April	0.0356	0.0321	0.0343
May	0.0359	0.0342	0.0352
June	0.0361	0.0347	0.0354
July	0.0359	0.0349	0.0355
August	0.0385	0.0355	0.0374
September	0.0397	0.0368	0.0381
October	0.0377	0.0361	0.0368
November	0.0381	0.0361	0.0370
December	0.0388	0.0365	0.0374