2020 BIF to RUB Historical Review

YEARLY HIGH

0.0428 RUB

YEARLY LOW

0.0323 RUB

YEARLY AVERAGE

0.0378 RUB

2020 BIF to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BIF to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.0428. Conversely, the yearly low was recorded on January 10, dropping to 0.0323.

This high-to-low spread represents a total annual volatility of 0.0105 RUB. From a start-to-finish perspective, comparing the January average rate of 0.0328 to the December average rate of 0.0381, the exchange rate registered a net change of 16.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0428 was up 10.80% compared to the 2019 peak of 0.0386, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 214 RUB

2019 Average 176 RUB

Yearly Trough Low 162 RUB

Transaction Impact: A difference of 52.43 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0408

0.0321

JanuMarcMayJulySeptNove

BIF to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0367, compared to 0.0388 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0367

H2 Avg (Jul–Dec) 0.0388

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0077 RUB (High: 0.0428 / Low: 0.0351). On the other end, June was the most stable month, with a tight range of 0.0013 RUB (High: 0.0371 / Low: 0.0358).

March Spread (Volatile) ±0.0077

June Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0019 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0394) against the same month in 2019 (average: 0.0358), the exchange rate shifted by +0.0036 (+10.02%).

2020 Avg (March) 0.0394

2019 Avg (March) 0.0358

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0338	0.0323	0.0328
February	0.0353	0.0333	0.0340
March	0.0428	0.0351	0.0394
April	0.0415	0.0384	0.0395
May	0.0399	0.0368	0.0382
June	0.0371	0.0358	0.0363
July	0.0386	0.0367	0.0372
August	0.0392	0.0378	0.0383
September	0.0410	0.0381	0.0394
October	0.0409	0.0394	0.0401
November	0.0416	0.0389	0.0396
December	0.0391	0.0376	0.0381