2015 BIF to RUB Historical Review

YEARLY HIGH

0.0474 RUB

YEARLY LOW

0.0314 RUB

YEARLY AVERAGE

0.0391 RUB

2015 BIF to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BIF to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0474. Conversely, the yearly low was recorded on May 19, dropping to 0.0314.

This high-to-low spread represents a total annual volatility of 0.0160 RUB. From a start-to-finish perspective, comparing the January average rate of 0.0409 to the December average rate of 0.0450, the exchange rate registered a net change of 10.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0474 was up 8.18% compared to the 2014 peak of 0.0438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 237 RUB

2014 Average 124 RUB

Yearly Trough Low 157 RUB

Transaction Impact: A difference of 79.79 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0463

0.0311

JanuMarcMayJulySeptNove

BIF to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0369, compared to 0.0413 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.0369

H2 Avg (Jul–Dec) 0.0413

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0072 RUB (High: 0.0447 / Low: 0.0375). On the other end, June was the most stable month, with a tight range of 0.0022 RUB (High: 0.0360 / Low: 0.0338).

January Spread (Volatile) ±0.0072

June Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0045 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.0450) against the same month in 2014 (average: 0.0360), the exchange rate shifted by +0.0091 (+25.27%).

2015 Avg (December) 0.0450

2014 Avg (December) 0.0360

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0447	0.0375	0.0409
February	0.0447	0.0392	0.0410
March	0.0398	0.0365	0.0383
April	0.0369	0.0318	0.0338
May	0.0336	0.0314	0.0323
June	0.0360	0.0338	0.0350
July	0.0394	0.0345	0.0356
August	0.0453	0.0396	0.0421
September	0.0442	0.0418	0.0430
October	0.0427	0.0393	0.0405
November	0.0431	0.0402	0.0418
December	0.0474	0.0429	0.0450